Chris and Heather want to help their young son go to college someday. They also want to retire when they’re 65 – but they don’t know how they can save for both dreams. College will come sooner, but they’ll need more money for retirement. And diverting money from their retirement now could cost Chris and […]
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It’s not too late for a comfortable retirement
John and Linda didn’t have a lot of money to set aside while paying the mortgage and raising a family. Now that their kids are grown and the house is paid off, they’re concerned they may not have saved enough to retire in 10 years. Estimating how much money you’ll need in retirement – and […]
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Spend wisely; save wisely
It all makes sense when Brittany’s parents talk about the importance of saving for her future. She just doesn’t see how it’s possible while living on her own and trying to pay off tens of thousands of dollars in college loans. Like many young people, Brittany feels daunted. She thinks of saving for retirement, a […]
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Leave a legacy of lower debt
MANSFIELD, Ohio – Jason’s neighbor, a widow, sold her home six months after her husband died. The woman told Jason she was moving from the neighborhood because she couldn’t afford the mortgage, credit cards and car loan without her husband. Jason was unsettled thinking debt could force his family into the same predicament. Seven out […]
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Retirees risk outliving savings
Richard and Carol’s retirement savings won’t run out tomorrow. Yet they’re afraid what they spend on leisure now will rob them of money they’ll need for necessities later. Today’s retirees are living longer and spending more than they’d expected. Half of all 65-year-olds will live beyond age 90, according to the LIMRA Secure Retirement Institute, […]
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Protect your family’s peace of mind
MANSFIELD, Ohio – When Amy’s brother-in-law died unexpectedly in a car accident, her sister took on the burdens of grief and single parenting – and thousands of dollars of medical and funeral costs. Amy worried if her own family could handle the kind of expenses her sister faced. Funeral costs in the United States can […]
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Are you prepared to leave a legacy?
MANSFIELD, Ohio — Each day of your life, you make a meaningful difference in the lives of your loved ones and your community. It’s natural to want that legacy to live on even after you’re gone. With life insurance, it can. Life insurance can create an immediate inheritance for your loved ones, providing financial security […]
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How do I file a death claim?
MANSFIELD, Ohio – The first thing to do in the event of a loved one’s death is to call his or her life insurance representative and ask for help filing the death claim. The representative can help you complete the necessary forms. If you don’t know the representative’s name, contact the life insurance organization by […]
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Do children really need their own life insurance contracts?
Many parents look at their children and see young, healthy boys and girls. They don’t think of outliving their children or of needing life insurance protection for their children. The truth is accidents do happen, and each year some children become terminally ill. When a child dies, life insurance’s death benefit can alleviate the family’s […]
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Do you need an estate plan?
At some point, everyone needs to consider estate planning. With an estate plan, you can ensure that your loved ones are taken care of financially after your death. You can give your family peace of mind by minimizing the lengthy probate process and documenting what you want if you become mentally or physically disabled. Your […]