Posted inBusiness

Repaying exchange subsidy overpayments

MANSFIELD, Ohio — The Affordable Care Act (ACA) created health insurance subsidies in the form of premium tax credits and cost-sharing reductions in order to help eligible individuals and families purchase health insurance through an Exchange. The subsidies are designed to make coverage through an Exchange more affordable by reducing out-of-pocket premium costs. However, because […]

Posted inBusiness

Personal liability: do you need an umbrella?

MANSFIELD, oHIO — Contrary to popular belief, umbrella liability policies are not just for the wealthy. If you engage in a high-risk activity or hobby that increases your odds of getting sued (such as having a teenage driver, owning a swimming pool or entertaining frequently), it is wise to supplement your insurance with a personal […]

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