The Rule of 72(t): Turning retirement savings into an early paycheck

This article was originally written and published here and submitted by John-Mark Young to Richland Source for publishing. There is a new kind of retiree emerging—what we might call the Everyday Millionaire, Generation 2.0. These are men and women who didn’t stumble into wealth. They were raised—often quite literally—on God’s wisdom and Grandma’s advice, later reinforced by decades of […]

Smart money moves before year-end

This article was originally written and published here and submitted by John-Mark Young to Ashand Source for publishing. As 2025 winds down, now is the perfect time to make strategic financial decisions that can lower your tax bill, grow your investments, and set you up for a strong start to 2026. Many of these opportunities disappear […]

How Social Security COLA and portfolio strategy impact retirement planning

This article was originally written and published here and submitted by John-Mark Young to Richland Source for publishing. Ensuring adequate savings for a lengthy retirement stands as the paramount concern for retirees and individuals nearing retirement. Recent years of elevated inflation have diminished the buying power of cash reserves, creating additional hurdles. Essential expenditure categories for […]

529 Plans vs UTMA: Making smart choices for education savings

This article was originally written and published here by John-Mark Young and submitted to Richland Source for publishing. As parents or future parents, a frequent question we encounter is: “What vehicle should I use to save for my child’s education?” Two popular — or often considered — choices are 529 college savings plans and UTMA (Uniform Transfers to […]

Creating an income floor in retirement

This article was originally published here and submitted to Richland Source for publishing. Why an income floor is the foundation of a secure retirement This article is for anyone who doesn’t have a clear plan for where their retirement income will come from to cover monthly expenses, or for those already drawing Social Security benefits but feeling […]

Understanding Trump Accounts: A new wealth-building opportunity for the next generation

This article was originally published here and submitted to Richland Source for publishing. Using this simple tool could help your family become multi-millionaires by the time they turn 50!  What are “Trump Accounts?” Recently, President Trump addressed one of the key components of the current version of the “big beautiful” tax bill that was recently signed into […]

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